IMPORTANT! Please read these Terms and Conditions and take note of the following:

Maximum one offer, and one Award per client, within a twelve (12) calendar-month period.

Account types that will be considered for a Qualifying Account for the $250 Cash Back OR the $600 Cash Back:
Self-Directed Cash or Margin (Individual or Joint), Self-Directed Corporate non-registered, Self-Directed Sole Proprietorship, Self-Directed RSP, Self-Directed Spousal RSP, Self-Directed RESP. Account types not listed here do not qualify for the Promotion.

Terms & Conditions

BMO InvestorLine Spring 2013 Cash Back Promotion (the "Promotion")

The Promotion begins on April 1, 2013 at 12:00AM ET and ends on June 3, 2013 at 11:59PM ET (the "Promotion Period").

How to Qualify

To qualify for the Promotion and receive ONE of the awards described below, you must:

Open one (1) new BMO InvestorLine "Qualifying Account". See below for a list of Qualifying Accounts.
Opt in using one (1) of the following methods:
For new clients or existing clients opening a new account, enter the promotion code BONUS600 into the Online Application (OLAP) at the time of account application as follows:
New clients opening a Corporate Account can opt in to the Promotion after your account has been opened by accessing the Opt in page via the promotional ad badge on the client Home Page.
Existing clients can opt in to the Promotion using your existing Qualifying Account by accessing the Opt in page via the promotional ad badge on the client Home Page.
Deposit a minimum of $100,000 CDN of net new assets to receive two hundred and fifty dollars CDN ($250 CDN) cash back, OR $250,000 CDN of net new assets to receive six hundred dollars CDN ($600 CDN) cash back into the Qualifying Account (each cash back deposit, an "Award") no later than July 15, 2013, and
Maintain the balance of the Qualifying Account for a period of six (6) months in accordance with these Terms and Conditions.

Within the Six Month Period, your BMO InvestorLine Qualifying Account must be in good standing. Your account cannot be funded by transferring funds from another BMO InvestorLine account. Your Qualifying Account must not be in a debit position. Your Qualifying Account should not have any margin calls. No outstanding documentation or any other outstanding items should be pending on your Qualifying Account.

Maximum one (1) offer, and one (1) Award per client, for the Promotion Period. If you open more than one Qualifying Account during the Promotion Period using the promotion code BONUS600, the following criteria in the following order will be used to select the Qualifying Account that will receive the Award:

Cash Qualifying Accounts will be selected over registered Qualifying Accounts
The Qualifying Account with the most recent opening date will be selected
If more than one Qualifying Account is opened on the same date, the Qualifying Account with the lower account number will be selected.

Maximum one offer, and one Award per client, within a twelve (12) calendar-month period.

This offer cannot be combined with any other BMO InvestorLine promotional offer. This offer can be combined with the Refer a Friend program.

BMO Employee Share Ownership Plan (ESOP) transfers are not permitted and are not eligible and are not included in this Promotion. No exceptions will be made.

BMO InvestorLine may cancel, revise, or change the terms of the Promotion (including the Promotion Period) at any time.

Cash Back
The assets to the Qualifying Account must be net new assets to BMO InvestorLine. You must maintain the required net new assets (based on the calculation of all withdrawals and deposits in your account) from the start of the Promotion Period to six (6) months after funding your Qualifying Account (the "Six Month Period") to be eligible for the Promotion. If the net new assets fall below $100,000 CDN between the start of the Promotion Period and the end of the Six Month Period due to withdrawals on your Qualifying Account, you will not qualify for the Promotion. If your net new assets fall below $100,000 CDN due to market fluctuations, you will still be eligible for the Promotion.

Required Net New Assets	Cash Back Award
$100,000 CDN	$250 CDN
$250,000 CDN	$600 CDN

If you participate in the Promotion and comply with all requirements, as outlined in these Terms and Conditions, we will, within 30 days after the Six Month Period described herein, deposit a cash back award into your Qualifying Account. You will be notified of the deposit via a MyLink® message.

Account types that will be considered for a Qualifying Account for the Cash Back:
Self-Directed Cash or Margin (Individual or Joint), Self-Directed Corporate non-registered, Self-Directed Sole Proprietorship, Self-Directed RSP, Self-Directed Spousal RSP, Self-Directed RESP. Account types not listed here do not qualify for the cash back offer.

For clients who open an RSP account as a Qualifying Account, the cash back will be deposited in the account by BMO InvestorLine on behalf of the issuer, BMO Trust Company. The cash back deposited into the Qualifying Account will not be considered a contribution; you will not receive a tax receipt. However, you should include this amount in your contribution room calculations. You will be responsible for any tax consequences resulting from any of these transactions.

For clients who open an RESP, the cash back will be a contribution made on behalf of the subscriber. In the case of a family plan with multiple beneficiaries the contribution must be allocated evenly amongst the beneficiaries.

™/®Trade-mark of Bank of Montreal, used under license. ®BMO InvestorLine Inc. is a wholly owned subsidiary of Bank of Montreal Holdings Inc.
BMO InvestorLine is a member of BMO Financial Group. Member – Canadian Investment Protection Fund and IIROC.